Divorce is not just an emotional journey but also a complex financial expedition.

Navigating divorce is overwhelming enough without having to figure out what’s possible with the home and mortgage. That’s where divorce mortgage planning comes in.

With the right strategy, a divorcing homeowner can protect their ability to remain in the marital home—or secure new housing that fits their post-divorce budget. Mortgage guidelines don’t always align with settlement agreements, and that disconnect can lead to major financing issues down the road. A well-intentioned decree can unintentionally disqualify someone from future homeownership.

That’s why divorce mortgage planning is more than just running numbers. It’s about looking at the full financial picture—income, support, home equity, debt, and tax impact—and creating a sustainable plan for the next chapter.

As a Certified Divorce Lending Professional (CDLP®), I collaborate with attorneys, mediators, and financial professionals early in the process to help avoid these costly missteps. A detailed Divorce Mortgage Planning Report can provide clarity on options, whether one party plans to retain the home or both are planning a fresh start.

The goal? To give divorcing homeowners a clear path forward—one that supports financial stability, homeownership, and peace of mind.

The CDLP® Advantage: Navigating Financial Complexities During Divorce