Privacy Policy
Effective Date: 03/01/2025
Springer CDLP ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, and disclose your personal information when you visit our website, www.springercdlp.com (the "Site"), and when you engage with our services as a Certified Divorce Lending Professional.
By using our Site and services, you consent to the practices described in this Privacy Policy.
1. Information We Collect
We may collect the following types of personal information from you:
Contact Information: This includes your name, email address, phone number, and mailing address.
Financial Information: Depending on the services you seek, we may collect information related to your finances, assets, debts, income, and creditworthiness. This information is crucial for providing divorce lending advice.
Information Related to Your Divorce: We may collect information about your marital status, divorce proceedings, settlement agreements, and related legal documents, as necessary to provide our services.
Demographic Information: This may include your age, gender, and other similar information.
Website Usage Information: We may collect information about your interactions with our Site, such as your IP address, browser type, operating system, referring URLs, pages visited, and the dates and times of your visits. We may use cookies and similar tracking technologies to collect this information (see section 5).
Communication Data: Records of our communications with you, including emails, phone calls, and text messages (with your consent).
Text Messaging Originator Opt-in Data and Consent: When you provide your phone number and consent to receive text messages from us, we collect and store this opt-in data and consent.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
2. How We Use Your Information
We may use your personal information for the following purposes:
To Provide Our Services: To understand your financial situation in the context of divorce and provide you with informed lending advice and solutions.
To Communicate with You: To respond to your inquiries, schedule consultations, provide updates on your case, and send you relevant information about our services, including via text messages if you have provided your consent.
To Improve Our Site and Services: To analyze website usage, personalize your experience, and develop new services.
For Marketing Purposes: With your consent, we may send you promotional materials and information about our services that may be of interest to you, including via text messages if you have provided your consent. You can opt-out of receiving these communications at any time.
For Legal and Compliance Purposes: To comply with applicable laws, regulations, legal processes, or governmental requests.
For Internal Operations: For data analysis, auditing, fraud monitoring and prevention, and other internal business purposes.
3. How We Share Your Information
We may share your personal information with the following categories of recipients:
Service Providers: We may engage third-party service providers who assist us in operating our Site, conducting our business, or providing services to you (e.g., website hosting, email marketing, payment processing). These providers are contractually obligated to protect your information.
Legal and Financial Professionals: With your consent or as necessary, we may share information with your attorneys, financial advisors, or other professionals involved in your divorce proceedings.
Lenders and Financial Institutions: To facilitate the lending process, we may share necessary financial information with potential lenders and financial institutions.
Legal Authorities: We may disclose your information to law enforcement agencies, courts, or other governmental bodies when required by law or legal process, or when we believe it is necessary to protect our rights, property, or safety, or the rights, property, or safety of others.
Business Transfers: In the event of a merger, acquisition, or other corporate restructuring, your information may be transferred to the acquiring entity. We will provide notice if your personal information becomes subject to a different privacy policy as a result of such a transaction.
4. Data Security
We take reasonable measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. These measures include:
Using secure server environments.
Implementing encryption technologies for sensitive data transmission.
Limiting access to your personal information to authorized personnel who need to know the information to provide services to you.
Maintaining physical, electronic, and procedural safeguards that comply with applicable regulations.
However, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
5. Cookies and Tracking Technologies
Our Site may use cookies, web beacons, and other tracking technologies to collect information about your browsing activities.
Cookies: These are small data files stored on your device that help us remember your preferences and improve your experience on our Site. You can control the use of cookies through your browser settings. However, disabling cookies may affect the functionality of our Site.
Web Beacons: These are small electronic images (also known as clear GIFs or pixel tags) that may be used on our Site or in our emails to track user activity.
We may use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a longer period).
6. Your Rights
You may have certain rights regarding your personal information, depending on your location and applicable law. These rights may include:
Access: The right to request access to the personal information we hold about you.
Correction: The right to request that we correct any inaccurate or incomplete personal information.
Objection to Processing: The right to object to the processing of your personal information for certain purposes, such as direct marketing.
Restriction of Processing: The right to request that we restrict the processing of your personal information in certain circumstances.
Data Portability: The right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit that data to another controller.
Withdrawal of Consent: If we rely on your consent to process your personal information, you have the right to withdraw your consent at any time.
To exercise any of these rights, please contact us using the contact information provided below. We may require you to verify your identity before responding to your request.
7. Third-Party Websites
Our Site may contain links to third-party websites. We are not responsible for the privacy practices or the content of these other websites. We encourage you to review the privacy policies of any third-party websites you visit.
8. Children's Privacy
Our Site and services are not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe that we have inadvertently collected personal information from a child, please contact us immediately, and we will take steps to delete the information.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post any changes on this page and update the "Effective Date" at the top of the policy. We encourage you to review this Privacy Policy periodically. Your continued use of our Site and services after the posting of changes constitutes your acceptance of the updated Privacy Policy.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Springer CDLP
971-256-6070